At the moment there are a range of support packages available to first home buyers and we pulled off the ‘quadfecta’ for a recent client of ours. The first home buyers had a combination of savings and gifted cash to compile together 5% of the land and build price, plus a clean and consistent rental […]
Dreaming of warmer weather? This house settled this month for one of our property investors who picked up a nice beach house in the tightly held market of Phillip Island, along the coast of Victoria. It’s got us thinking about the beach and warmer weather! Great location, with the owner’s future intention to relocate there when […]
Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. Yield is important, particularly for those approaching or already in the retirement phase as maintaining capital and enjoying a steady income stream are the two key factors to provide for comfort in the years ahead. But how can you get a […]
In many ways, applying for a loan has never been easier. Interest rates are comparatively low and competition among lenders for new business is intense, so it can come as a shock when a loan application is turned down. The reason is often a bad personal credit score, but few people understand what that is, […]
Record low interest rates are making it harder for your money to keep pace with the rate of inflation. While it may be a struggle to grow your wealth in such an environment, low interest rates do mean that it is cheaper to borrow. So why not take advantage of this opportunity by borrowing money […]
Pick an Australian, any Australian, and chances are they dream of buying a home or upgrading the one they already own. There’s the emotional satisfaction of knowing you own the roof over your head, the freedom to rip up carpets and keep a pet, and the stability it offers as you raise a family. But […]
What is the First Home Loan Deposit Scheme? The Australian Government has introduced a First Home Loan Deposit Scheme (FHLDS) to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that allows eligible first home buyers on low and middle incomes to purchase a home with a deposit of […]
Access to finance has become difficult and time consuming, leading to a surge of enquiry to finance brokers, who are able to get a positive result efficiently by having market knowledge and access to dozens of institutions. While major Australian banks are expected to face further scrutiny on their lending practices as a result of […]
White label loans are essentially a home-branded loan, much like the home-branded products you see in the supermarket. Like these products, white label loans aim to deliver many of the same great features as bank branded home loans, but for a lower cost.