Over the past 12 months we have worked side-by-side with many clients to support them in making life changing purchases. We get satisfaction out of securing finance to fund purchases that will never be forgotten. Below is a review of just some of the people we have helped over the last year and a summary […]
Whether you’re looking to grow or refinance your portfolio, non-bank lenders could be the best choice for your wealth creation journey. A common misbelief is that non-bank lenders are tied to the strict rules that apply to more traditional finance lenders, but the truth is that non-bank lenders have the same obligations as the more […]
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers to build or purchase a first home sooner. From 1 July 2021, an additional 10,000 spots will be in place for the First Home Loan Deposit Scheme, as well as new property price caps. These spots will be […]
Under the proposed Family Home Guarantee, single parents will now be able to purchase a property with a deposit of just 2%, with the government guaranteeing the remaining 18%. The Family Home Guarantee is limited to 10,000 places which will be spread evenly across four financial years, equating to 2,500 spots per year. The scheme […]
The Small and Medium Enterprise (SME) Recovery Loan Scheme is designed to support businesses who received the final round of JobKeeper payments. It has also been expanded to assist businesses that were affected by the March 2021 floods and are located in specific disaster zones within New South Wales and Queensland. Under the Scheme, businesses […]
At the moment there are a range of support packages available to first home buyers and we pulled off the ‘quadfecta’ for a recent client of ours. The first home buyers had a combination of savings and gifted cash to compile together 5% of the land and build price, plus a clean and consistent rental […]
Dreaming of warmer weather? This house settled this month for one of our property investors who picked up a nice beach house in the tightly held market of Phillip Island, along the coast of Victoria. It’s got us thinking about the beach and warmer weather! Great location, with the owner’s future intention to relocate there when […]
Low interest rates and unsettled sharemarkets make the chase for yield a challenging prospect. Yield is important, particularly for those approaching or already in the retirement phase as maintaining capital and enjoying a steady income stream are the two key factors to provide for comfort in the years ahead. But how can you get a […]
In many ways, applying for a loan has never been easier. Interest rates are comparatively low and competition among lenders for new business is intense, so it can come as a shock when a loan application is turned down. The reason is often a bad personal credit score, but few people understand what that is, […]
Record low interest rates are making it harder for your money to keep pace with the rate of inflation. While it may be a struggle to grow your wealth in such an environment, low interest rates do mean that it is cheaper to borrow. So why not take advantage of this opportunity by borrowing money […]